Most infertile couples would state that they are willing to give anything just to have one child. That list would include body parts, religious affiliation and, of course, piles of money. Whatever it takes! Since infertility treatments require multiple and seemingly endless trips to doctors and specialists, we also gladly give our time, our patience and literally our blood to this process. What we begin to see during this struggle are the mounting costs associated with every visit inside those same sterile medical rooms.

Insurance, while it is a serious hot-button issue in the political and media arenas, is an important factor in which treatments we can and cannot pursue. For those lucky enough to have insurance that covers the majority of these procedures, there still seems to be enough out-of-pocket costs to create a dent in any budget. Others have the even more difficult decision as to whether or not to even begin treatment as they might not be covered at all and everything would have to be paid for by the infertile couple. Even though infertility is blind to class structure and income levels, for all of us going through this it is an added expense we never thought we had to build into our financial plan.

We all realize that children cost money. Our friends and family have made that point inexplicably clear. Infertility costs money too, sometimes more than an actual month-to-month newborn budget. Let’s consider this example which is close to our own hearts; a couple is covered by insurance so most procedures are covered after deductible etc. For years they try the medical route with the maximum IVF attempts and everything leading up to that. Costs could run close to $15,000 or more. The couple then changes gears and looks at adoption ($30K) or donor eggs/sperm ($15K) or surrogacy ($60K++). By the time any of these scenarios play out the couple is out between $30K (min) and up to approximately $100K on the high side. Did I mention that they had insurance?

For those who don’t readily have this cash on hand, it can be difficult to start taking out loans or running up credit cards. So if there is a baby at the end of all that, wouldn’t it be safe to say that the family is then starting off “in-the-hole” money wise? With emotions at an all time high and adding money questions or problems on top makes for a very stressful mixture. We can cry foul or scream that this is unfair until we’re blue in the face. But maybe, just maybe, a child at no matter what the cost, will dissipate any and all problems, even money concerns…

We already know that folks who have children have absolutely no clue when it comes to giving support to their infertile friends. They really don’t get it do they? When the above question is asked of us it seems like they’re saying “Well, you tried, just take the next logical step and get your family started.” Other things it appears they are saying are, “We have our own child(ren), so for you adopting will be just like that,” and “Adoption is an easy thing, so get on it.”

Sometimes you get a variation of the question in more of a presented story kind of way. For example, “A friend of mine at work just brought her adopted child into the office, he/she is beautiful.” That basically is telling us to adopt as well.

What we as infertile couples actually hear and think when we are asked that question is really this; “Too bad you’re barren, time to go a different direction, never mind that you will never have the birthing room experience nor get the nine months of planning a nursery etc…” It is this insensitivity to our emotions that we just don’t need to add to our current pile of mess. It appears they think there is a switch that you can just flip that would take us from trying to have our own biological child to an adopted one in the blink of an eye.

Maybe adoption is part of our overall plan or at least it may have been discussed as an option. However, for us to consider adoption just because someone asked us a short, simple question is outrageous. Never mind that the person asking is clueless about our current infertility woes and all the processes we’ve been going through for however many years, but they are also clueless about all the time, effort and possible disappointment that would be involved in a potential adoption. I wonder if these folks were thinking about having a home study done while they were pregnant?

The above question, which is common, is one of those sticky subjects that you just don’t ask of infertile couples. You just don’t ask it period. There are many more we will get into down the line. This one and 5 others made a top 6 list at a great website called the Infertility Warrior blog. The full list can be found here.